Why do truckers need “general liability” insurance coverage?

Although not required, truckers should have general liability insurance coverage to protect against financial loss. This type of coverage helps to cover the costs associated with property damage, medical expenses, and other losses that may arise due to an accident or other incident involving you and your truck on someone else’s property. Furthermore, it can help protect you from claims of negligence, such as failure to obey the rules of the road. For example, if you deliver your load to the wrong warehouse. Or, if you're unloading your truck and you drop a heavy piece of equipment and injure someone, your policy would help pay for their medical bills. General liability coverage is particularly important to you since jobs often involve working with hazardous materials or driving through hazardous conditions, which can lead to difficult and costly legal proceedings if an accident should occur. With general liability insurance in place, you can rest assured that you have some protection against potential monetary losses. Ultimately, this coverage helps you stay in business and keep your business running smoothly.